SBX ID — Compliance Passport · v1.0 · by SUPERBLOCK

ONE VERIFICATION. EVERY PLATFORM.

SBX ID is the Compliance Passport for tokenized finance. Powered by zero-knowledge proofs, soulbound tokens, and AI — verify once, access every integrated platform forever, without submitting documents again.

SBX ID COMPLIANCE PASSPORT HOLDER ALICE CHEN JURISDICTION UAE · SINGAPORE · EU CLASS QUALIFIED INSTITUTIONAL VERIFIED · ZK-PROOF · ACTIVE #0x7f3...d91 RWA DeFi CEX Bank ZK ZERO-KNOWLEDGE PROOF ENCRYPTED · PRIVATE
$16T
Tokenized asset
market by 2030
$30
KYC cost per user
per platform today
Verifications needed
with SBX ID
50+
Jurisdictions
supported
01 — The Problem

COMPLIANCE IS
BROKEN.

And it gets worse as tokenization scales. The global financial system doesn't have an identity problem — it has an identity architecture problem.

Regulatory Fragmentation

US Reg D/S, EU MiCA, UAE VARA/ADGM, Singapore MAS. Every jurisdiction. Different rules. No shared standard. Global platforms must navigate dozens of incompatible frameworks — simultaneously.

DeFi Locked to Institutions

Most DeFi has no built-in KYC or AML onboarding. Institutional capital cannot legally participate. Trillions in assets sit on the sidelines, blocked by a compliance gap no one has bridged.

Duplicate Costs at Scale

Every platform runs its own KYC. $10–$30 per user, per platform, paid again and again. A user accessing five platforms costs the industry $150 in redundant verification. The economics collapse.

Data Sprawl & Breach Risk

Sensitive personal data stored across hundreds of centralised servers. Every copy is an attack surface. Every breach is a liability. The industry built a compliance architecture that maximises risk.

"The financial system doesn't have an identity problem. It has an identity architecture problem. The checks have been done. The data exists. No one has built the infrastructure to make it portable."
— SBX ID · The Compliance Passport
02 — The Solution

THE INFRASTRUCTURE
ANSWER TO
PORTABLE
COMPLIANCE

SBX ID is not a KYC vendor you bolt on. It is the identity and compliance infrastructure layer — built from the ground up for tokenized finance.

A user verifies once through SBX ID's ZK-KYC engine. A soulbound identity token is minted to their wallet. A reusable ZK attestation travels with them across every integrated platform. The raw documents never leave the encrypted vault.

Platforms get real-time compliance confirmation. Regulators get auditable decision trails. Users get privacy, speed, and universal access — enforced automatically by smart contracts on every transaction.

For Users

Verify Once.
Access Everything.

No repeated KYC. No document uploads. No new servers holding your data. Your SBX ID passport grants access to every integrated platform globally — your personal data stays locked in your encrypted vault forever.

For Platforms

Lower Cost.
Higher Conversion.

Stop paying $10–$30 per user for KYC you didn't need to run. Integrate SBX ID and gain instant access to a pre-verified global user base. Slash compliance overhead, eliminate friction, convert more.

For Institutions

Regulator-Grade.
DeFi-Ready.

Auditable decisions. Machine-readable attestations. Jurisdiction-aware controls. The compliance bridge institutions need to finally participate in tokenized finance — on-chain, at scale, with confidence.

SWIFT — invisible wire transfers
Visa — invisible card verification
AWS — invisible infrastructure
SBX ID — invisible compliance

"Every major breakthrough in financial infrastructure has come from making something previously complex invisible. SBX ID is doing the same thing for compliance in tokenized finance — the regulatory checks still happen, but the user never sees it again after the first time."

03 — How It Works

VERIFY ONCE.
ACCESS EVERYTHING.

01

Complete Verification

The user submits identity documents through SBX ID's ZK-KYC engine once. AI validates documents, biometric liveness, and cross-references sanctions lists, PEP databases, and watchlists — in minutes.

AI Document RecognitionBiometric MatchingDynamic Risk Scoring
02

SBX ID Token Minted

A non-transferable soulbound ERC-721 token is minted to the user's wallet. Hashed metadata only — jurisdiction, investor class, KYC expiry, status. No raw personal data ever touches the chain.

Soulbound ERC-721Poseidon HashNon-Transferable
03

Data Vault Secured

Personal data is encrypted in a permissioned off-chain vault using MPC key control. No single entity — including SUPERBLOCK — holds the decryption keys alone. Structural privacy by cryptographic design.

MPC Key ControlEncrypted VaultZero Single Point of Failure
04

Access Any Platform

The user connects their wallet to any SBX ID-integrated platform. The smart contract reads the soulbound token and requests a ZK attestation. Verified on-chain in milliseconds. No documents shared.

EIP-712 AttestationsREST APIPOST /api/v1/check
05

Rules Enforced Automatically

The compliance engine checks jurisdiction eligibility, investor classification, AML/sanctions status, and transaction limits. Deterministic allow or deny. Auditable reason codes. On every transaction. Forever.

Smart Contract EngineAuditable Reason CodesContinuous Monitoring
04 — Use Cases

BUILT FOR EVERY
CORNER OF TOKENIZED FINANCE

RWA Tokenization Platforms

Gate investor access by jurisdiction and accreditation status automatically. Accept pre-verified SBX ID users instantly — no separate KYC needed. Bring global capital into your tokenized assets compliantly.

DeFi Protocols

Unlock institutional capital for your liquidity pools. Enable permissioned DeFi with built-in KYC compliance — without compromising privacy or decentralisation. Compliant lending, staking, and yield.

Centralised Exchanges

Cut KYC onboarding time from days to seconds. Mutually accept SBX ID verifications across partner exchanges. Reduce compliance costs while meeting FATF travel rule and AML obligations globally.

Banks & Fintechs

Extend your existing KYC footprint into the tokenized economy. Offer customers seamless DeFi and RWA access while maintaining your AML/KYC obligations — with full auditable trails for regulators.

Institutional Asset Managers

Meet investor accreditation requirements across multiple jurisdictions simultaneously. Deploy capital across RWA platforms, DeFi protocols, and alternative assets with a single verified identity.

Compliance Infrastructure

Build on top of SBX ID as the identity rail for your own product. Embed jurisdiction-aware compliance as a native feature — not a bolted-on afterthought. White-label or integrate via our full REST API.

05 — Features

EVERY CAPABILITY
YOU NEED. BUILT IN.

01

ZK-KYC Engine

Zero-knowledge proof generation on every verification. Prove compliance without exposing raw identity data to any counterparty.

02

Soulbound Token

Non-transferable ERC-721 identity token minted to user wallet. Contains only hashed metadata — no PII ever touches the blockchain.

03

MPC Encrypted Vault

Documents stored in a multi-party computation vault. No single entity holds the keys. Cryptographic privacy by design, not by policy.

04

50+ Jurisdictions

UAE VARA/ADGM, EU MiCA, Singapore MAS, US Reg D/S, UK FCA, and 45+ more. Jurisdiction-aware eligibility gates on every transaction.

05

AI Document Intelligence

Machine learning document authentication, biometric liveness detection, and real-time cross-referencing of global sanctions and PEP databases.

06

Universal User Pool

Every SBX ID-verified user is instantly eligible on all integrated platforms. Network effects grow your accessible user base with every new integration.

07

REST API & SDK

Full REST API, webhooks, and client SDKs. POST /api/v1/check returns compliance status in milliseconds. Sandbox environment included.

08

Audit Trail & Reporting

Immutable decision logs, reason codes on every compliance decision, and regulator-ready reporting dashboards. Full FATF Travel Rule compliance built in.

06 — Architecture

THREE-LAYER
INFRASTRUCTURE STACK

Layer 1
IDENTITY
LAYER
ZK-KYC Engine
AI document validation, biometric matching, zk-SNARK proof generation for compliance attestation without PII exposure.
Soulbound Token
Non-transferable ERC-721 minted to user wallet. Contains only hashed metadata: jurisdiction, class, expiry, status.
MPC Data Vault
Encrypted off-chain document storage with multi-party computation key control. No single entity holds decryption authority.
Layer 2
COMPLIANCE
LAYER
Rules Engine
Jurisdiction-aware policy evaluation. Investor accreditation, AML/CFT screening, transaction limit enforcement — deterministic, auditable.
Attestation Service
EIP-712 signed attestations issued to verified wallets. Platform smart contracts verify attestations on-chain without querying sensitive data.
Sanctions Monitoring
Real-time AML, OFAC, UN, EU sanctions screening. Dynamic risk scoring with continuous background monitoring post-verification.
Layer 3
INTEGRATION
LAYER
REST API
Full REST API with POST /api/v1/check, webhook events, and real-time compliance status. Integrates in hours, not weeks.
Smart Contract SDK
Solidity integration libraries for EVM-compatible chains. Read soulbound token state and verify attestations directly from your smart contracts.
Dashboard & Reporting
Partner dashboard with user verification metrics, jurisdiction analytics, compliance event logs, and regulator-ready audit exports.
Built on: Ethereum Polygon zk-SNARKs EIP-712 MPC / TSS Poseidon Hash REST API ERC-721 IPFS
07 — Comparison

WHY SBX ID
WINS.

Feature SBX ID Traditional KYC Self-Sovereign ID No KYC DeFi
Portable across platformsPartial
Zero-knowledge privacySome
Regulator-accepted
On-chain enforcementPartialN/A
50+ jurisdiction supportVaries
One-time user verificationPartialN/A
Institutional grade
DeFi nativeSome

The only solution that is regulator-grade, privacy-native, and DeFi-ready — simultaneously.

08 — Roadmap

BUILDING THE
COMPLIANCE LAYER

Phase 01
Foundation
Completed
  • Core ZK-KYC engine
  • MPC vault architecture
  • Soulbound token standard
  • Legal framework & structure
  • Team & advisors
Phase 02
Build & Partner
In Progress
  • API & SDK development
  • Partner integrations (pilot)
  • Jurisdiction expansion to 50+
  • Regulatory sandbox testing
  • SBX Prime + AURA integration
Phase 03
Launch
Upcoming
  • Public beta launch
  • Partner ecosystem live
  • Mobile verification app
  • AML monitoring system
  • $SBX token integration
Phase 04
Scale
Upcoming
  • 100+ platform integrations
  • SBX DAO governance live
  • Cross-chain expansion
  • Enterprise white-label
  • Regulator data APIs
09 — Ecosystem

THE SUPERBLOCK
ECOSYSTEM

SBX ID is the identity and compliance layer powering the entire SUPERBLOCK product suite — and every external platform that integrates it.

10 — Partner Programme

BECOME A
PARTNER

Join the institutions and platforms building the future of compliant tokenized finance with SBX ID. Tell us about your platform and we'll be in touch within 24 hours.

Early Integration Access

Be among the first platforms live on SBX ID infrastructure before public launch.

Pre-Verified User Pool

Instant access to SBX ID-verified users across the growing ecosystem from day one.

Dedicated Integration Support

Hands-on technical onboarding, sandbox access, and a dedicated partnership contact.

Your data is encrypted and stored securely. We never share your information with third parties.

SBX ID is the zero-knowledge KYC compliance passport for tokenized finance. Built by SUPERBLOCK, it allows users to verify once and access any integrated RWA platform, DeFi protocol, exchange, or institutional finance platform without repeating KYC. Powered by soulbound ERC-721 tokens, zk-SNARK proofs, encrypted MPC vaults, and AI compliance monitoring across 50+ jurisdictions including UAE VARA, EU MiCA, Singapore MAS, and US SEC regulations.