SBX ID — Compliance Passport · v1.0 · by SUPERBLOCK

ONE VERIFICATION. EVERY PLATFORM.

SBX ID is the Compliance Passport for tokenized finance. Powered by zero-knowledge proofs, soulbound tokens, and AI — verify once, access every integrated platform forever, without submitting documents again.

SBX ID COMPLIANCE PASSPORT HOLDER ALICE CHEN JURISDICTION UAE · SINGAPORE · EU CLASS QUALIFIED INSTITUTIONAL VERIFIED · ZK-PROOF · ACTIVE #0x7f3...d91 RWA DeFi CEX Bank ZK ZERO-KNOWLEDGE PROOF ENCRYPTED · PRIVATE
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$16T
Tokenized asset
market by 2030
$30
KYC cost per user
per platform today
Verifications needed
with SBX ID
50+
Jurisdictions
supported
01 — The Problem

COMPLIANCE IS
BROKEN.

And it gets worse as tokenization scales.

01

Regulatory Fragmentation

US Reg D/S, EU MiCA, UAE VARA/ADGM, Singapore MAS. Every jurisdiction. Different rules. No shared standard. Global platforms must navigate dozens of incompatible frameworks — simultaneously.

02

DeFi Locked to Institutions

Most DeFi has no built-in KYC or AML onboarding. Institutional capital cannot legally participate. Trillions in assets sit on the sidelines, blocked by a compliance gap no one has bridged.

03

Duplicate Costs at Scale

Every platform runs its own KYC. $10–$30 per user, per platform, paid again and again. A user accessing five platforms costs the industry $150 in redundant verification. The economics collapse.

04

Data Sprawl & Breach Risk

Sensitive personal data stored across hundreds of centralised servers. Every copy is an attack surface. Every breach is a liability. The industry built a compliance architecture that maximises risk.

"The financial system doesn't have an identity problem. It has an identity architecture problem. The checks have been done. The data exists. No one has built the infrastructure to make it portable."
— SBX ID · The Compliance Passport
02 — The Solution

THE INFRASTRUCTURE
ANSWER TO
PORTABLE COMPLIANCE

SBX ID is not a KYC vendor you bolt on. It is the identity and compliance infrastructure layer — built from the ground up for tokenized finance.

A user verifies once through SBX ID's ZK-KYC engine. A soulbound identity token is minted to their wallet. A reusable ZK attestation travels with them across every integrated platform. The raw documents never leave the encrypted vault.

Platforms get real-time compliance confirmation. Regulators get auditable decision trails. Users get privacy, speed, and universal access — enforced automatically by smart contracts on every transaction.

For Users

Verify Once.
Access Everything.

No repeated KYC. No document uploads. No new servers holding your data. Your SBX ID passport grants access to every integrated platform globally — your personal data stays locked in your encrypted vault forever.

For Platforms

Lower Cost.
Higher Conversion.

Stop paying $10–$30 per user for KYC you didn't need to run. Integrate SBX ID and gain instant access to a pre-verified global user base. Slash compliance overhead, eliminate friction, convert more.

For Institutions

Regulator-Grade.
DeFi-Ready.

Auditable decisions. Machine-readable attestations. Jurisdiction-aware controls. The compliance bridge institutions need to finally participate in tokenized finance — on-chain, at scale, with confidence.

SWIFT — invisible wire transfers
Visa — invisible card verification
AWS — invisible infrastructure
SBX ID — invisible compliance

"Every major breakthrough in financial infrastructure has come from making something previously complex invisible. SBX ID is doing the same thing for compliance in tokenized finance — the regulatory checks still happen, but the user never sees it again after the first time."

03 — How It Works

VERIFY ONCE.
ACCESS EVERYTHING.

01

Complete Verification

The user submits identity documents through SBX ID's ZK-KYC engine once. AI validates documents, biometric liveness, and cross-references sanctions lists, PEP databases, and watchlists — in minutes.

AI Document Recognition Biometric Matching Dynamic Risk Scoring
02

SBX ID Token Minted

A non-transferable soulbound ERC-721 token is minted to the user's wallet. Hashed metadata only — jurisdiction, investor class, KYC expiry, status. No raw personal data ever touches the chain.

Soulbound ERC-721 Poseidon Hash Non-Transferable
03

Data Vault Secured

Personal data is encrypted in a permissioned off-chain vault using MPC key control. No single entity — including SUPERBLOCK — holds the decryption keys alone. Structural privacy by cryptographic design.

MPC Key Control Encrypted Vault Zero Single Point of Failure
04

Access Any Platform

The user connects their wallet to any SBX ID-integrated platform. The smart contract reads the soulbound token and requests a ZK attestation. Verified on-chain in milliseconds. No documents shared.

EIP-712 Attestations REST API POST /api/v1/check
05

Rules Enforced Automatically

The compliance engine checks jurisdiction eligibility, investor classification, AML/sanctions status, and transaction limits. Deterministic allow or deny. Auditable reason codes. On every transaction. Forever.

Smart Contract Engine Auditable Reason Codes Continuous Monitoring
04 — Use Cases

BUILT FOR EVERY
CORNER OF TOKENIZED FINANCE

RWA Tokenization Platforms

Gate investor access by jurisdiction and accreditation status automatically. Accept pre-verified SBX ID users instantly — no separate KYC needed. Bring global capital into your tokenized assets compliantly.

DeFi Protocols

Unlock institutional capital for your liquidity pools. Enable permissioned DeFi with built-in KYC compliance — without compromising privacy or decentralisation. Compliant lending, staking, and yield.

Centralised Exchanges

Eliminate duplicate onboarding costs. Accept pre-verified SBX ID users instantly. Reduce drop-off, slash compliance spend, and open your platform to a global verified user base from day one.

Institutional Investors

Cross-border verification standardised. Machine-readable attestations for auditors and regulators. One credential accepted at every DeFi protocol, RWA platform, and exchange in the ecosystem.

Banks & Fintechs

The compliance bridge your tokenization strategy requires. Connect traditional finance rails to on-chain infrastructure with regulator-grade controls. Move at blockchain speed, compliantly.

SUPERBLOCK Ecosystem

Native compliance layer powering SBX Prime (real estate), SBX DAO (institutional governance), SBX GRID (data centres), and Rizq Finance — the first fully integrated compliant Web3 ecosystem.

05 — Key Features

A COMPLETE STACK.
NOT A POINT SOLUTION.

01

One-Time KYC/KYB

Verify once. Every platform accepts your credential. The process is never repeated across any integrated ecosystem.

02

Soulbound Identity Token

Non-transferable ERC-721. Your verified identity cannot be sold, lent, or transferred. Enforced at contract level.

03

Zero-Knowledge Proofs

zk-SNARK circuits prove compliance without revealing personal data. Privacy by cryptography, not policy.

04

Encrypted MPC Vault

No single entity holds your keys — not even SUPERBLOCK. Multi-party computation ensures structural privacy.

05

Smart Contract Engine

EIP-712 attestations verified on-chain deterministically. Allow or deny with full auditable reason codes.

06

AI Compliance Layer

Continuous sanctions screening, dynamic risk scoring, predictive alerts, and auto-updating regulatory rules.

07

Jurisdiction-Aware Rules

US Reg D/S, EU MiCA, UAE VARA/ADGM, Singapore MAS and 50+ more. Right framework, applied automatically.

08

Developer-Ready API

REST endpoints. Real-time ZK-KYC via POST /api/v1/check. WebAuthn passkeys. RS256 JWT. Full SDK.

06 — Technical Architecture

THREE LAYERS.
ONE PASSPORT.

Not adapted from a generic identity toolkit. Built from the ground up for regulated tokenized finance.

Layer 01
ON-CHAIN
IDENTITY TOKEN
Soulbound ERC-721
Non-transferable NFT minted to user wallet on verification. Readable by any integrated smart contract across any EVM chain.
Hashed Metadata
Jurisdiction code, investor classification, KYC expiry, active/revoked status. Poseidon hash — ZK-efficient, no raw PII on-chain.
Non-Transferable
Identity cannot be sold, lent, or delegated. Soulbound enforced at contract level. Revocation instant and on-chain.
Layer 02
ENCRYPTED VAULT
+ ATTESTATIONS
MPC Data Vault
Permissioned off-chain encrypted storage. Multi-party computation key control — no single party decrypts alone. IPFS and secure enclaves.
EIP-712 Attestations
AI policy service evaluates compliance requests and issues signed attestations: wallet, action, limits, expiry, and policy hash.
ZK-SNARK Proofs
Same cryptographic family as Zcash and zkSync. Compact enough to verify on-chain cheaply. Proves eligibility without revealing any personal data.
Layer 03
SMART CONTRACT
COMPLIANCE GATES
On-Chain Verification
Gate contracts verify attestation signatures, check SBX ID token status, validate policy hash, confirm limits, enforce jurisdiction rules — one operation.
Deterministic Outcomes
Every transaction gets allow or deny with a machine-readable reason code. Full auditable trail for regulators, auditors, and compliance teams.
Oracle Infrastructure
Chainlink Functions relay AI policy decisions on-chain. No centralised server dependency. Optional EAS for revocations. Multi-chain via adapters.
Stack ERC-721 Soulbound EIP-712 zk-SNARKs MPC WebAuthn RS256 JWT Chainlink Functions IPFS ISO 27001/27701 ISO 20022 EAS
07 — Comparison

THE ONLY
FULL-STACK PASSPORT.

Feature SBX ID Verifyo Civic Pass Polygon ID Worldcoin Quadrata
One-time KYC/KYB
Zero-knowledge proofs
Soulbound identity token~
Smart contract compliance engine
AI-powered verification & monitoring
Jurisdiction-aware rules (VARA/MiCA/MAS/SEC)
RWA / tokenized asset compliance
Encrypted MPC vault
Continuous sanctions monitoring
EIP-712 attestations
Developer REST API
Institutional investor classification~

"Others solve one piece. SBX ID is the complete infrastructure."

08 — Roadmap

FROM ECOSYSTEM
TO GLOBAL STANDARD.

01
Phase 01
MVP
In Development
  • SBX ID soulbound ERC-721 token + MPC vault
  • Baseline ZK-KYC compliance engine
  • Launch within SUPERBLOCK ecosystem
  • Core jurisdictions: UAE, UK, US, SG, EU
  • WebAuthn + REST API v1
02
Phase 02
Partner Integrations
Upcoming
  • 3–5 external RWA & DeFi integrations
  • API/SDK public release
  • Subscription & per-call pricing
  • Expanded KYC provider network
  • Developer portal & sandbox
03
Phase 03
Institutional Expansion
Upcoming
  • Banks & asset managers onboarded
  • ISO 27001 & SOC 2 certifications
  • Multi-provider KYC network
  • Automated regulatory reporting
  • Advanced AI risk & predictive alerts
04
Phase 04
Global Standardisation
Long-Term
  • SBX ID as industry-wide open standard
  • Governance DAO & compliance consortium
  • CBDC & national blockchain integrations
  • ISO, W3C, and DIF collaboration
  • Default trust layer for Web3 finance
09 — Partner Programme

BECOME A
PARTNER

Join the institutions and platforms building the future of compliant tokenized finance with SBX ID. Tell us about your platform and we'll be in touch within 24 hours.

Early Integration Access

Be among the first platforms live on SBX ID infrastructure before public launch.

Pre-Verified User Pool

Instant access to SBX ID-verified users across the growing ecosystem from day one.

Dedicated Integration Support

Hands-on technical onboarding, sandbox access, and a dedicated partnership contact.

Your data is encrypted and stored securely. We never share your information with third parties.